How much house can you afford?
There are a lot of factors that go into how your mortgage is calculated such as how much of a down payment you have, your interest rate, and mortgage insurance.…
The Path to Home Ownership
Your path to purchasing a new home can often times be hard to define. Let our experience and knowledge work for you! We are here for you each step of…
Do’s and Don’ts When Buying or Refinancing a Home
If you are ready to buy or refinance a home, here are a few things to keep in mind. DO: Maximize your credit score Avoid major purchases Before you see…
First-time Homebuyers
Did you know that some renters can buy a home without even realizing it? MISCONCEPTIONS • It costs more to own a home vs. renting • Not a good time…
Are you ready to purchase a home?
If you answer “YES” to these questions, you may be ready: 1. Your finances and credit score are in order 2. You plan on staying in the same area for…
Building Equity in Your Home
Owning a home gives you the opportunity to build home equity. What is home equity? Equity= how much your home is worth – how much you owe on your home…
What makes up your credit score?
When purchasing a home, your credit score plays a role. So what makes up your score? •35% payment history o How often do you pay your accounts on time? o…
What type of home loan is right for you?
When looking for your home loan, it’s important to look at every available option. Different loan options all come with their own benefits. The 30-year fixed rate mortgage is commonly…
Refinancing: Is it right for you?
Refinancing is getting a new mortgage to replace the original. Often times things may have changed since your current mortgage and there may be different ways to improve your home…
Steps to Home Ownership
When you start the first steps to home ownership, make sure you get the big questions answered first. 1. What can you afford, how much money do you need, and…
Why should I get pre-approved for a home loan?
There are many benefits of being pre-approved for a home loan. 1. You get to know what you can afford in advance. When you start looking at properties, this is…
Your Role in the Homebuying Process
Purchasing a home is one of life’s major landmarks and for some, it is even a dream come true. What is your role while purchasing a home? • Communicate with…
