Loan Pre-Approval

new home

Before beginning your home search, get pre-approved with AMEC to save you time, energy, and frustration. Having an AMEC pre-approval letter in hand will also help you get the best deal possible on the market. Why is it important to get pre-approved? Pre-approval can help you: • Determine how much you can afford to spend… [Read More]

Are you Ready for Homeownership?

happy couple in new home

The HomeReady Home Loan Program is ready for you. Qualify for a mortgage with help from co-borrowers or extended households • Eligible co-borrowers are not required to live in the home • Extended family or other household members can help you qualify Down payments as low as 3% • Closing costs may be paid from… [Read More]

Selling Your Home in the Fall

house fall

Fall has arrived and if you are selling your home, here are some tips to keep in mind: Keep your yard in order Maintaining your yard in the fall can be tough. If you’re selling your home you will want to make sure you keep up with falling leaves and yard work. This will help… [Read More]

Fall Home Maintenance Checklist

fall gutters small

Summer is coming to an end which means winter is around the corner. Here are some fall tasks to pre-pare your home for winter. • Get your furnace serviced. • Fireplace and chimney checkup. Getting your fireplace and chimney inspected makes sure it is safe and ready to use during the winter. • Clean your… [Read More]

Lock and Shop Program

Lock and Shop Options_social Media

Shop for your home, we will protect your rate. Searching for your dream home often take time and can be stressful if rising interest rates or market volatility are a concern while you shop. With AMEC’s Lock and Shop program we give you the peace of mind knowing your rate is locked and secure. Lock… [Read More]

Why work with The Dream Team at Supreme Lending Home Loans?

AMEC Home Loans-01

The Dream Team at Supreme Lending is a company that is committed to investing in what really matters… PEOPLE. Our goal is to consistently exceed expectations. $10,000 Closing Guarantee If The Dream Team at Supreme Lending does not close the loan, we issue a $5,000 credit towards the buyer’s first-month mortgage payment. Additionally, we issue a $5,000… [Read More]

How to Prevent Issues While Financing Your New Mortgage

closing handing key

There are things that you can do to prevent issues during the loan process. Please keep in mind your income, assets, and credit will be re-verified right before closing/funding. Things to do • Do notify us if your salary or compensation changes from when we started your loan application • Do keep all accounts current… [Read More]

Buy vs. Rent: Make Real Estate Work For You

rent or buy

Here are some benefits of buying a home vs. renting one: BUY • Substantial tax breaks for homeowners • Build equity to use towards a future home • Unlimited decorative freedom • Can create a rental income property in the future • Stability- no landlord forcing you to move unexpectedly RENT • No tax benefits… [Read More]

Understanding Closing Costs

closing costs

Common closing costs and fees that you may expect are: • Loan Origination Fee: a percentage of the mortgage, charged to set up and evaluate the loan application • Credit Report Fee: requested by the lender in order to evaluate your loan application • Appraisal Fee: used to obtain an independent appraisal of the home… [Read More]

Things Buyers May Want to Know in a Seller’s Market

new home

Low housing inventory makes it easier for sellers. How do you compete in that kind of market if you’re looking to buy a home? Here is a list of things buyers may want to know in a seller’s market: 1. Work with a Realtor that you trust 2. Get pre-approved for a mortgage 3. Know… [Read More]