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1. Determine how much you can afford to spend on a home. A pre-approval shows you how much you can afford to spend on a home based on your debt,…

There are 3 pillars we evaluate for pre-approval: Your Credit Includes your credit score and history Your Income Includes your employment history and monthly income and debt Your Assets Includes…

Here is a closing glossary you may want to know if purchasing a home: Appraisal Fees: Fee set by the appraiser to provide a written estimate or opinion of a…

Depending on the changes that have occurred in your life, you may be thinking about upgrading or downsizing your current home. Whether you have empty rooms, need more rooms, or…

When starting your loan application, there are some required documents. Income • Paystubs (last 30 days) • W2’s and 1099’s (past 2 years) • Personal tax returns (past 2 years)…

If you’re thinking about purchasing your next (first) home, here are some tips to keep in mind: • Make a list of what’s important in your new home search •…

Buying a home is exciting because you get to see all of your dreams becoming a reality. There are so many options when purchasing a home and there are a…

Although it’s typically to find a Realtor first when purchasing a home, it’s equally important to find a Lender. A Lender can help you get pre-approved if you are qualified…

During the busy summer months, people often forget about keeping up with the maintenance around their home. Here is a checklist to keep you on track: o Clean outdoor patio…

Our AMEC Express Program combined with our Closing Guarantee will give you peace of mind knowing your loan will close and you can move into your new home as scheduled.…

Are you thinking of buying a house? Here is an important list of items to keep in mind before buying a house: • Save for a down payment • Review…

Are you thinking about buying a home but aren’t sure it’s possible? FHA Loans are great loans for people looking for lower down payment requirements and flexible qualifications. They can…