Mortgages in All Shapes and Sizes
Branch Manager Ben Coulter and his team at Supreme Lending provide mortgage loans. We are deeply committed to transparency, trustworthiness,
and open communication with our clients.
Our mission is to deliver Superior Service, Superior Knowledge, and of course Superior Results. We thrive off of past client referrals.
Our family grows one Referral at a time.
Supreme Lending is a Bloomington, Minnesota mortgage lender, and specializes in residential mortgage loans for all of Minnesota/Wisconsin.
Our niches include:
- 95% LTV Loans for Purchase and Refinance with NO Monthly PMI
- Minnesota First Time Home Buyer Programs
- VA Mortgage Loans ZERO down
- Jumbo Mortgages
- FHA 203k Rehab/Remodel (Full and Streamline) Loan
- Minnesota HomeStyle Renovation Loan - Owner Occupied & Investment
- Minnesota USDA Rural Development ZERO down
- HomePath Mortgage
- Down Payment Assistance Programs in Minnesota
- Minneapolis/St.Paul City Living Programs
- Minnesota FHA
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.






