Ready to buy your next (first) home? Who you work with throughout the homebuying process makes all the difference. We commit to working seamlessly with you and your real estate agent as a team to get your loan closed in a timely and professional manner.

Real Estate Agent
A real estate agent is licensed by the state to represent parties in the transfer of property.

Realtor®
A Realtor® is a licensed real estate agent and a member of the National Association of Realtors, a real estate trade association. All association members agree to abide by a 17-article Code of Ethics and strive for the height of professionalism.

Listing Agent
A listing agent forms a legal relationship with the homeowner to sell the property and places the property in the Multiple Listing Service (MLS), a database of properties listed for sale.

Buyer’s Agent
A buyer’s agent or buyer’s broker is an agent hired by the homebuyer. Generally, the buyer’s agent is paid from the commission fee agreed to by the seller.

Mortgage Banker/Direct Lender
A mortgage banker/direct lender originates loans and also funds, approves, underwrites, and services them. A mortgage banker/direct lender has the most control over the loan process. AMEC is a direct lender.

Mortgage Broker
Mortgage brokers don’t actually lend money. They originate the loan, then submit the package to an outside source. This outside source underwrites and funds the loan.

If you’re ready to buy your next (first) home, contact us today to get pre-approved for a home loan.
https://www.uptownfinancial.com/get-started/