Preparing to Buy a Home This Spring

Spring time is a popular time to buy a new home. Making sure you are ready can help make things go smoother. Here are some helpful tips:

Eliminate debt- paying down your debt is important because that will help improve your credit score and can impact how much you will be qualified for when you apply for a home loan.

Check your credit- cleaning up your credit is important before applying for a home loan.

Save for a down payment- having a down payment saved is an essential step in getting ready to purchase a house. It’s also important to remember the money you will need for closing costs as well.

Set a new budget- if purchasing a new home will increase your monthly budget, practice living on the new budget.

GET PRE-APPROVED- getting pre-approved can save you time, energy, and frustration. It will help determine how much you can afford, estimate your monthly payment, identify which loan programs are right for you, evaluate your debt/credit history, and make sure your financial documents are ready.

If you are thinking about buying a new home or have any questions, contact us today. Our team would love to help get you started and make sure you are ready to buy come this spring.

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