Is buying a home on your resolution list for this year?

2019 is underway and your resolution list is made. If buying a home this year is on your list, here are some tips to make that a reality.

DEBT

Evaluate your finances to see if you can eliminate your debt. Paying off debt is important because that will help improve your credit score and can impact how much you will be qualified for when you apply for a mortgage.

CREDIT

Make sure there are no errors on your credit report. Cleaning up your credit is important before applying for a mortgage.

DOWN PAYMENT

Saving for a down payment is an essential step in getting ready to purchase a house. It’s also important to remember the money you will need for closing costs as well.

PRE-APPROVAL

Getting pre-approved before looking at houses is important. It lets realtors know you are a serious buyer and ensures you are looking at houses within your price range.

The home buying process doesn’t have to be complicated. We are here to help you each step of the way to make sure you understand the process and get your questions answered. Contact us today to get on the road to buying a home this year.

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