The Federal Housing Administration (FHA) calculates forward mortgage limits based on the median house prices in accordance with the National Housing Act. FHA’s Single Family forward mortgage limits are set by Metropolitan Statistical Area (MSA) and count and are published periodically. FHA publishes updated limits effective for each calendar year. FHA sets these limits at or between the low-cost area and high-cost area limits are based on the median house prices for the area. Forward mortgage limits for calendar year 2019 are effective for case numbers assigned on or after January 1, 2019.
To look up details on your specific lending areas visit the FHA mortgage loan limit look up at
https://entp.hud.gov/idapp/html/hicostlook.cfm
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