Are you thinking of buying a house? Here is an important list of items to keep in mind before buying a house:
• Save for a down payment
• Review your credit history/improve your credit
• Do not purchase any big-ticket items on credit
• Get a written pre-approval

Why is it important to get a written pre-approval?
There are many benefits when you’re pre-approved for a home loan. Being pre-approved means you know what you can afford in advance. This is crucial information once you start looking at homes. Your agent will also see your pre-approval as a sign that you are a serious buyer which can also lead to a more efficient and faster closing. During the pre-approval process, you will be able to get our lender’s perspective on the market. Being pre-approved for a home loan does not mean you have to purchase a home, it just means you are qualified to.