When you start the first steps to home ownership, make sure you get the big questions answered first.

1. What can you afford, how much money do you need, and when can you buy?
Select a qualified, experienced mortgage professional that you feel comfortable with and get the answers to these questions. Your loan officer will help you find and select the best loan program for your means, help you get pre-approved, and guide you to closing.

2. Where and what can you buy?
Select a knowledgeable real estate professional who will listen to your needs and wish list to help you find a home in your price range. Your loan officer can refer you to an agent if you don’t have one.